Pag-IBIG Contribution Calculator
Enter your monthly salary to see your Pag-IBIG (HDMF) contribution and the employer's matching share.
Compute your Pag-IBIG contribution
| Your share | |
|---|---|
| Employer share (2%) | |
| Total contribution |
Mandatory rate: employee 1% if monthly salary is ₱1,500 or below, otherwise 2%; employer 2%. The salary used is capped at ₱10,000, so each share maxes at ₱200. You may contribute more voluntarily.
📘 New to this? Read the full guide: Pag-IBIG contribution explained.
How the Pag-IBIG contribution is computed
The mandatory contribution depends on your monthly salary:
- ₱1,500 and below — you pay 1%, your employer pays 2%.
- Above ₱1,500 — you pay 2%, your employer pays 2%.
The salary used for the computation is capped at ₱10,000, so the maximum mandatory contribution is ₱200 from you and ₱200 from your employer. To save more and earn tax-free dividends, see the Pag-IBIG MP2 calculator.
Worked example: ₱15,000 salary
- Fund salary (capped): ₱10,000 · Your rate: 2%
- Your share: ₱200 · Employer share: ₱200 · Total: ₱400
See your full net pay with the Take-Home Pay Calculator, or check your SSS and PhilHealth contributions.
Last updated: 2026-06-27.
Rates based on Pag-IBIG Fund
Circular No. 460
(effective February 2024).